Terms of use
The terms for using CloserToDone, in reasonably plain language.
What CloserToDone is
CloserToDone provides educational tools and calculations about business financing. By using this site you agree that it is for informational and educational purposes only.
Not advice, not a lender
Nothing on this site is financial, legal, tax, or accounting advice. Using CloserToDone does not create a lender, broker, advisor, or fiduciary relationship between you and CloserToDone. For decisions about a specific agreement, consult a qualified professional.
Accuracy and your responsibility
Calculations depend entirely on the values you enter and the documented conventions shown on the site. We work to keep the math correct, but we do not guarantee accuracy, completeness, or any outcome. You are responsible for verifying the actual terms of any financing directly with the provider before signing.
No guarantees of outcomes
CloserToDone does not guarantee financing approval, rates, terms, savings, or funding. Any estimate is an analysis of your inputs, not a promise about what a provider will offer.
Third-party sites
CloserToDone may link to external websites, including official government resources. We are not responsible for the content, terms, or privacy practices of third-party sites.
Acceptable use
Don't misuse the site: no attempts to disrupt it, scrape it at disruptive volume, misrepresent results from it as financing offers, or use it for anything unlawful.
Intellectual property
The CloserToDone name, logo, site design, and original content are the property of CloserToDone. You may use the tools and share links to them; you may not copy the site's content or branding as your own.
Limitation of liability
To the extent permitted by law, CloserToDone is not liable for decisions made based on the site's educational content or calculations, or for any indirect or consequential damages arising from use of the site. The tools are provided “as is.”
Changes
The site and these terms may change as the product evolves. Continued use after a change means you accept the updated terms.
A note on this page
These terms were written for CloserToDone's actual behavior and have not yet been reviewed by legal counsel. Governing-law and dispute-resolution terms will be added as part of a legal review before meaningful monetization.